ACCOUNT SERVICES

VISA® PREPAID CARDS

Looking for a handy, flexible solution for managing the money you have and the money you’re spending? Look no further than Visa Prepaid Cards. It’s a convenient, all-purpose solution, and the safe*, secure**** way to manage your funds – it’s not connected to your other accounts! And reloading*** it with cash is easy, no matter where you are!

 

You’ll also appreciate our gift cards for an easy way to give a gift to the special people in your life. Funds on the gift cards, once registered, are insured. Gift cards are a one-time use product.

 
Gift Card

Reloadable Card

Youth Card
Reloadable -- Reloadable for the life of the card Reloadable for the life of the card
Load Value $10 - 1,000 (initial) $20 - $3,000 $20 - $3,000
Accepted at point-of-sale (signature or PIN) transactions Domestic use only, as well as U.S territories Reloadable, personal-use card accepted at point-of-sale (signature or PIN) and ATM Reloadable, personal-use card accepted at point-of-sale (signature or PIN) and ATM
Load Cash Locations No cash access, non-reloadable Reload via direct deposit, in-branch, online, INGO** money or at any participating Western Union location* Reload via direct deposit, in-branch, online, INGO** money or at any participating Western Union location*
Instant Issue Yes Instant issue card provided upon acceptance; personalized card mailed to customer after first reload Instant issue card provided upon acceptance; personalized card mailed to customer after first reload
Age -- Minimum age 18 Minimum Age 18 (primary), 13 (authorized user)
Text alerts -- Available (carrier fees may apply) Available (carrier fees may apply)
International acceptance -- Yes Yes
Check cashing alternative -- Yes Yes
Other -- Personalized card is embossed with cardholders' name Personalized card is embossed with youth's name
Purchase/Reload Cost $4.95 $7.95 $7.95

Your funds are eligible for FDIC insurance.  Your funds will be held at or transferred to MetaBank, an FDIC-insured institution.  Once there your funds are insured up to $250,000 by the FDIC in the event MetaBank fails, if specific deposit insurance requirements are met.  See fdic.gov/deposit/depostis/prepaid.html for details.

No overdraft/credit feature.

Contact Customer Service by callling 866-261-7741, by mail at Card Services, PO Box 543000, Omaha, NE 68154, or visit GoCardServices.com.

For general information about prepaid accounts, visit cfpb.gov/prepaid.  If you have a compaint about a prepaid account, call the Consumer Financial Protection Bureau at 1-855-411-2372 or visit cfpb.gov/complaint.

Reloadable Mastercard or Visa Prepaid Card Cardholder Agreement

Customer Service Contact Information:

Address:  Card Services, PO Box 543000, Omaha, NE 68154        Website: GoCardServices.com         Phone Number:  866-261-7741                                                                                                                                                                                 

***Gift cards are not reloadable

****Gift cards will need to be registered.