Regular Savings

Regardless of your balance, this account pays the current variable market rate of interest which is credited quarterly.

  • Minimum deposit of $100 is required to open this account
  • No monthly maintenance fee when you maintain a daily balance of $100
  • Up to three (3) withdrawals/transfers per quarter (Low $2 fee for each additional withdrawal/transfer)


Treasure Hunter's Club

Finding the path to financial success takes a lot of planning, hard work, and the right tools to help you along the way. With the Treasure Hunter's Club account, you'll find yourself enjoying financial treasures for years to come.

*Financial education and proof of part-time employment required to qualify for Low Interest Rate Loan.

  • Minimum deposit of just $5
  • Available from birth to 19 years of age
  • No monthly maintenance fee
  • Interest is paid to your account quarterly to help you build your treasure chest of savings
  • Small Dollar Loan is available once you reach 19 to help you build your credit and start out on your own path to financial success*

*Must show proof of part-time employment and complete financial education offered by the bank to qualify.


Christmas Club

Designed to help you finance holiday expenses, this savings plan enables you to set aside money all year for Christmas.

  • Minimum deposit of $1.00 is required to open this account
  • A fixed rate of interest paid on your balance at maturity
  • Receive a check for the amount you deposited PLUS interest earned in November (just in time for holiday shopping!)
  • A fee of $15 is charged and interest is forfeited if you close the account before maturity


PersonalMAX Money Market Account

This account pays premium rates indexed to the Fed Funds rate, and  higher balances earn higher rates with our tiered earnings structure.  Rates adjust automatically with changes in the Fed Funds rate.  Offers full liquidity so you can access your money when you need it*.  Please Contact Us for current interest rates.

  • Minimum deposit of $1,000 is required to open this account. 
  • No monthly maintenance fee when you maintain a minimum balance of $2,500
  • *Up to six pre-authorized or phone transfers or withdrawals to another of your accounts or to a third party per month ($5 fee for each additional withdrawal over six)